1. Losses caused by the intentional behaviour or negligence of the insured. Now to carry out the international carriage of goods, generally after the insurance, the insured in order to seek benefits will have intentional fraudulent insurance behaviour, in the land transport of goods, intentional or negligence caused by the loss of goods, then the corresponding loss will be refused to pay.
2, belongs to the consignor's responsibility caused by the loss. Although the consignor is not directly involved in the transport, but if there is a problem with the goods itself or the packaging of the goods, then there will be a problem in the transport, then the international cargo insurance company can also refuse to compensate.
3. Losses caused by poor quality or short quantity of insured goods that already existed before the insurance liability began. Regarding the situation of the goods themselves, the key is still on the consignor, or due to the consignee's time schedule, resulting in some items with shelf life of bad conditions. The problems of the goods themselves are basically none of the cargo insurance company's business.
4. Losses and expenses caused by natural wear and tear, essential defects, characteristics of the insured goods, as well as the fall of the market price and transport delays. In fact, if the road is far away, the loss of goods should be expected, and the international cargo insurance company is only responsible for the transport, so this case can also refuse to compensate.
5. The scope of liability and exclusion of liability as stipulated in the terms of war insurance for carriage of goods on land and the terms of strike insurance for carriage of goods. Before the transport, generally will be the first carrier and shipper to sign a contract of carriage, which about what kind of in-transit losses, may have been pre-agreed, and in advance to say who pays for the matter, then not in the scope of responsibility, the cargo insurance company can naturally refuse to compensate.
